What is a Title Loan?
Title Loans are ideal for when you need money immediately. These loans provide you with instant access to cash based on the value of your vehicle. As long as you own your car and have its title in your possession, you are eligible to apply for a fast and easy Title Loan*, and can continue driving your vehicle while you repay the loan.
Where do you offer title loans?
Title Loans are available in select states across the country. Click here to see if Title Loans are available in your state.
How can a car or auto Title Loan be used?
Car Title Loans can be used to cover unexpected expenses or to deal with other financial hardships.
How much money can I get with a Title Loan?
The amount of money you can get with a Title Loan depends on what condition your vehicle is in and any state laws that apply. Keep in mind that your gross monthly income may also determine the Title Loan amount offered depending on your state. To see an estimated Title Loan amount you qualify for, click here to use our title loan estimator.
How do I apply for a Title Loan?
To apply for a car Title Loan, please bring the following items to an Advance America location near you:
- Free and clear vehicle title
- Proof of residence
- Government issued ID
- Vehicle (for inspection only)
- In some states, proof of income and vehicle insurance are required
To qualify for a car Title Loan, your car must be registered in your name, and it must be paid off and you should have possession of the title. In some states, your gross monthly income will also determine the Title Loan amount offered. At our location, one of our employees will inspect your vehicle and determine its value.
What are the benefits of a Title Loan?
Unlike other types of short-term loans, auto Title Loans use your car as collateral. Title Loans grant you instant access to cash eliminating the need for a bank account or perfect credit.
Can I refinance my Title Loan? Why should I?
Title Loan refinancing options are available depending on your state. Please enter your location above, or click here to learn if Title Loans are available near you. Refinancing gives you the opportunity to get more cash if available or reduce your loan payment.